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Dive is made for YOU - the dreamer and go-getter who
wants to build wealth effortlessly, while we handle the details.

Zero Complicated Lingo

We know finance can sound like rocket science. That’s why we keep it as simple as scrolling through Instagram.

Automate your portfolio

Relax while your money grows effortlessly, with zero effort on your part.

No-stress investments

Start investing with just ₹100 and watch your money grow. We make sure your cash flow feels less like a chore and more like a flex.

Withdraw anytime

Life happens, and we get it. No lock-ins, no waiting, just instant access to your funds whenever you need them.

Flex your wealth IRL: Meet Gold Digger & Gold Booster!

Gold Digger
Gold Digger

Got ₹100? You’re good to go! Earn up to 12% returns and keep your investments shining bright like a diamond. Invest today, ball tomorrow.

Gold Booster
Gold Booster

Want to level up? Start with ₹1000, clear the KYC, and earn up to 16% returns. That’s right, your money’s working harder than ever before.

Safe Investment, Shandaar Returns Gold is one of the smartest and safest modes of investment.

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Gold’s value grew by ~1744% from 2000-2024
(This is how 10 gm gold has performed over the years)
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Fun Fact - There is $9 trillion worth of gold around the world, more than the combined value of Bitcoin and Ethereum!

Coming Soon

Create your money playlistSay Spotify; but for investments

Rich Banna Hai Bhai !!!
Sorted through  2000+ funds to find just the right one.
F.I.R.E - Financial Independence, Retire Early
Sorted through  2000+ funds to find just the right one.
Dhan Dhana Dhan !!!
Sorted through  2000+ funds to find just the right one.
Dive All Stars
Sorted through  2000+ funds to find just the right one.
Paisa Hi Paisa Hoga..
Sorted through  2000+ funds to find just the right one.
Maldives Calling....
Sorted through  2000+ funds to find just the right one.

Not sure where to begin with mutual funds? No problem!

Just answer a few quick questions, and we’ll create a custom investment playlist curated exclusively for you.

Our AI-powered recommendations are designed for beginners, aligning with your goals and risk appetite.

The future of investing is here, and it’s built for beginners like you.

Coming Soon

Snag instant discounts at 500+ brands!

Get instant discounts on 500+ brands and level up your shopping game! Score deals at your fave stores, because who doesn’t love investing while slaying?

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Myntra
Boat
Flipkart
Zomato
IKEA
Dominos
Nykaa
MakeMyTrip
Ajio
Subway
Zepto
Air India
Cleartrip
Uber
Marriot Hotels
Tanishq
Myntra
Boat
Zomato
Starbucks
Kalyan Diamonds
Muthoot Gold
Giva
Eatsure
BeerCafe
Bombay Shaving Company
Myntra
Boat
Flipkart
Zomato

How to make Dive Money work for you!

1. Sign up in Seconds

Enter your mobile number and you are good to go.

2. Set your goals

Whether it’s a trip to Singapore or buying the latest tech, we’ll help you plan.

3. Pick your goal

Choose between our Goal Digger for ₹100 and earn up to 12% returns, or go for Gold Booster with a ₹1000 and earn up to 16% returns —your call!!

4. Start growing your money

With small, automated investments or one-shot deposits, you’ll watch your money grow without even thinking about it.

1. Sign up in <span>Seconds</span>
2. Set your <span>goals</span>
3. Pick your <span>goal</span>
4. Start growing your <span>money</span>

Ready to Dive in?

We’re not your average investing platform. We’re here to help you flex on your finances and live your dreams. So, what are you waiting for? Let’s Dive into the future of money together.

Download App
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Unlike your ex,
we’re all about commitments

comment auther image Dive is like my personal finance coach

I have been delaying serious and disciplined investing all along and DIVE is exactly what I was looking for to change my mindset. It's a really great app, the UI/UX is amazing.

Kavya Makhan Student, Delhi

comment auther image Dive is easy to use

Both Withdrawals and Investments are quick in Dive. And Investing in gold is as secure as it can get.

Yutika Jain Doctor, Mumbai

comment auther image Dive is Safe & Secure

Amazing app! I have invested a lot of money in a short span of time. It is very safe and secure.

Lakshay Baliyan Business Owner, Delhi

comment auther image Dive is really a game changer!

Feels like this app is truly made for today's youth. Dive has changed my Investing habits for the better. It's simple, effective, and rewarding.

Piyush Student, Kerala

comment auther image Dive is made for the Youth.

This is a very good platform for start your financial journey. Its helps me lots. Feels like this app is made keeping the youth in mind. One of the best online platform.

Sanjana Mukherjee Student, MP

comment auther image Dive helped me save money!

Dive Money literally helped me save so much for my small and big goals. I would recommend this to everyone who feels like they are always struggling to save money. Thanks, Dive!

Aashna Jameel Student, Kerala

comment auther image I am impressed with Dive

Amazing experience. I recently started using Dive money app to invest my money and I have to say, I am thoroughly impressed.The process is easy and returns are amazing.

Daksh Somaiya Employee, Gujarat

comment auther image Dive is Simple & Easy!

Simple and straightforward. Dive makes saving money easy and fun – ideal for young savers!

Krish Jain Employee, UP

comment auther image Dive helped me achieve my goals

I can now achieve my goals seamlessly. Good User Experience is a plus.

Nidhi Gadha Employee, Mumbai

Got Questions?
We’ve Got Answers!

Yes, Dive Money is 100% safe. We are partnered with Decentro for secured payment gateways. We use UPI autopay by NPCI & follow all RBI guidelines. Your money is invested in 24K 999 pure gold provided by Augmont, which is NABL and BIS accredited and a member of India Good Delivery standard on NSE, BSE and MCX. All gold is hallmarked by a government-approved hallmarking agency as per the BIS guidelines. This Gold is stored in 100% safe and secured in Sequel Vaults monitored by SEBI registered IDBI trusteeship.

You can withdraw your money after 24 hours of investment. There is no minimum lock-in period.

Digital gold is a new age investment instrument that allows you to invest in 24k 999 pure gold. It is real gold which is just securely stored in insured vaults for you. The minimum amount you can buy is as low as Rs.100 on Dive Money. This is certified by the government, hence assures purity & negates the chances of fraud.

Dive Money App is available on iOS & Android mobile devices. Click on the above button to install the app and you can buy Digital Gold online.

Gold digger provides you with average returns* of 12% and Gold booster provides returns of 16%. No KYC needed for Gold digger and start investments from Rs.100, where KYC is needed for Gold booster and start investment from Rs.1000.

You can start investing with as less as Rs.100
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Stop scrolling and
start stacking!

4.2 star rating, Trusted by 50K+ Users